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Get Rid of Those Credit Offers

Once a month I will be answering a question from my readers. Please submit your question to me by email at fern@wholeheartedway.com.

Question- I get credit card offers in the mail every day. How do I make them stop? I have tried calling but that didn't help.......Anonymous.

Answer- You can call each credit bureau (Experian, Transunion, and Equifax) or you can call them all at once through www.OptOut-Prescreen.com or by calling .

If you are getting a lot of offers, it probably means you have good credit. If you don't have good credit than
you should reviewing all the data in those offers very carefully. There may be a transfer balance card with no interest for a period of time. For someone buildng credit or trying to reduce their credit balance, these are great offers.

You can also go to the Direct Marketing Association at www.DMAchoice.org and remove your name from their website.

www.privacyrightsclearinghouse.org has directions for how to get off of mailing lists.

www.catalogchoice.org has about 1,000 catalogs that you can opt out of but you have to register.

Coaching Question- What credit resources do you use?

News Flash! - I will be holding a FREE teleclass,

The 7 Steps to Creating Your Own Financial Plan on Wednesday, June 18th, 6 p.m. PDT.
and
Cash & Credit-the First Step in Creating Your Own Financial Plan
on Wednesday, June 25th, 6 p.m. PDT.

Email me (fern@wholeheartedway.com) with teleclass in the subject line to register and you will receive the call in number.

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August 2007-- this column is produced by Whole-Hearted-Way and provided by Fern Alix LaRocca CFP® EA